"such light credits are very dangerous. They are very easy to draw. But the interest on these loans is colossal. People get into financial bondage. I wouldn't recommend such loans. If you need a loan, it is better to apply to the bank"
--Yes, said Cecil Thunder eagerly, and I saw him lift the pandy-bat over his shoulder and he's not allowed to do that. It is the cause of many crimes and misfortunes. I had not gone to bed; I sat reading by a couple of candles. While the authority of the Federal Government extends to but part of our vast system of national, State, and local justice, yet the standards which the Federal Government establishes have the most profound influence upon the whole structure.