"such light credits are very dangerous. They are very easy to draw. But the interest on these loans is colossal. People get into financial bondage. I wouldn't recommend such loans. If you need a loan, it is better to apply to the bank"
The bare reference to a single consideration will be conclusive on this point. That's the only way I ever understand. He used the phrase broadly and loudly as he often used technical expressions, as if he wished his hearer to understand that they were used by him without conviction. Some states do not allow disclaimers of implied warranties or the exclusion or limitation of consequential damages, so the above disclaimers and exclusions may not apply to you, and you may have other legal rights.